Description

Job Title: Associate - Income Attribution

Location: Mumbai

About JPMorganChase & Co.

JPMorgan Chase & Co. is a leading U.S.-based financial services firm with a global presence, serving millions of customers through its J.P. Morgan and Chase brands. Its Global Finance & Business Management (GF&BM) India center supports the Office of the CFO from Mumbai, Bengaluru, and Hyderabad, providing Controllers, Planning & Analysis, Finance Operations, and Business Client & Products services. Teams are aligned with major business lines, offering diverse career growth in an inclusive culture rooted in Service, Heart, Curiosity, Courage, and Excellence. The Commercial & Investment Banking (CIB) Controllers organization ensures financial integrity, regulatory compliance, and continuous process improvement.

As a member of the Income Attribution team within CIB, you are responsible for ensuring accurate allocation of revenues and expenses across legal entities and business lines, supporting financial transparency and regulatory compliance. The current opening is within GF&BM CIB Controllers in Mumbai, which is part of the CIB Line of Business (LOB) within GF&BM India.

Job Responsibilities

• Perform calculations for revenue & expense allocation at LE level for all the applicable LOB's as per the OECD transfer pricing guidelines.
• Ensure ARIBA is updated and maintained as the corporate repository of service level agreements.
• Escalate reference data or other issues in XIB impacting income attribution as appropriate .
• Collaborate with Tax and location LECs on regulatory requests (e.g. ECB, SEC) or external tax office queries (e.g. IRS, HMRC).
• Ensure adherence to global income and expense attribution standards by evaluating the suitability of Service Level Agreements (SLAs) between Legal Entities.
• Partner closely with Product Control & Tax to evaluate or revalidate transfer pricing for business expansions, changes, new products, etc.
• Produce analytics of Legal Entity and Line Of Business results across all JPM LEs globally for respective LOBs, involving understanding of business booking models, validating revenue and cost booking in LE, and identifying potential inconsistencies in transfer pricing.
• Collaborate with PWC for the annual audit of income attribution processes.
• Drive process transformation by leveraging advanced technology solutions and partnering with strategic technology development teams to achieve sustainable process improvements.

Required qualifications, skills and capabilities

• MBA (Finance), Chartered Accountant or a relevant professional graduate degree with at least 7+ years of overall experience (post qualification).
• Demonstrated leadership skills with the ability to motivate and guide teams.
• Advanced MS Excel (data manipulation, macros, v-lookups, pivot tables and Advanced Excel applications) / MS Access/ MS PowerPoint / Alteryx skill sets.
• Analytical mindset, structured approach with project management/process orientation.
• Strong analytical abilities and interpersonal skills.
• Effective written and verbal communication and presentation skills.
• Familiarity with process transformation methodologies or automation solutions.
• Proactive, detail-oriented, and collaborative approach.
• Knowledge of transfer pricing concepts and experience with CDGL, XIB, Paragon, WCP, and advanced analytics.
• Experience in Legal Entity Control and Financial Control.
• Knowledge of Alteryx, Qlik Sense, Python.

Preferred qualifications, skills and capabilities

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.