Description

• Bridge regulatory advisory and AML operations in a payments fintech
• Own policy, gap analysis and Deputy MLRO support across payments

About Our Client

Our client is a fast-growing regulated payments fintech with a regional and international footprint. The business provides payment infrastructure to SMEs and growing businesses, supporting online, in-store, domestic and cross-border payment flows. As the business continues to scale across multiple licensed markets, they are looking to strengthen their compliance function with a strong regulatory and financial crime advisory professional.

Job Description

• Interpret payment services, AML/CFT and financial crime regulations, with a strong focus on regulatory requirements and other relevant international regulatory regimes.
• Maintain and enhance AML/CFT policies, compliance frameworks, procedures and control documentation to ensure they remain current, practical and inspection-ready.
• Conduct regulatory gap analyses, horizon scanning and impact assessments when regulations, products, partners or operating models change.
• Advise KYC operations, financial crime and business stakeholders on CDD/EDD standards, periodic reviews, record keeping, STR/SAR handling, new product flows and control expectations.

The Successful Applicant

• Minimum 4 years of experience in regulatory compliance, financial crime compliance or risk advisory within a regulated payment services firm.
• Strong working knowledge of payment services regulkations, AML/CFT and financial crime regulatory requirements.
• Experience writing, reviewing or enhancing AML/CFT policies, compliance frameworks, regulatory gap assessments or operational guidance.
• Good understanding of AML operations, including CDD/EDD, transaction monitoring, STR/SAR processes, record keeping, remediation and control implementation.

What's on Offer

This is an opportunity to join a high-growth payments fintech in a meaningful Deputy MLRO role with direct exposure to senior leadership, the Group MLRO and regional compliance matters. The role offers broad ownership across regulatory interpretation, policy frameworks, financial crime advisory and operational control enhancements, within a modern compliance function that uses automation and AI-assisted tools to support faster and more effective decision-making.