Description

FIND YOUR 'BETTER' AT AIA

We don't simply believe in being 'The Best'. We believe in better - because there's no limit to how far 'better' can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we'd love to hear from you.

About the Role

Support the Associate Director of FCC Analytics and KYC and operate with a high degree of autonomy and professional judgement to ensure AIA Hong Kong and Macau continue to operate in full compliance with AIA Group policies, local regulatory requirements and supervisory expectations in an increasingly complex and evolving AML / CFT and Economic Sanctions landscape.

This role provides senior level oversight, advisory expertise and governance across customer due diligence, ongoing monitoring, screening programmes and related management information, in response to increasing business complexity, diversified distribution models and heightened regulatory scrutiny. The role plays a key part in ensuring AML risks are identified, managed and reported effectively, and that regulatory expectations are met on a risk based and enterprise wide basis.

Roles and Responsibilities:

Effective Implementation of AML Policies, Program and Controls

• Oversee consistency of AML / KYC practices across various business units, identifying gaps, misalignment or deviations from Group and AIA HK standards, and driving corrective actions where necessary.
• Ensure monitoring and screening frameworks remain risk-based, effective and proportionate considering evolving regulatory standards, business growth, product changes and customer risk profiles over different lines of business.
• Contribute to the implementation and ongoing enhancement of compliance policies and governance frameworks across AML, outsourcing and data governance in response to increasing regulatory expectations.
• Lead quality assurance, thematic assessments and other monitoring activities, ensuring identified issues are appropriately assessed, escalated and remediated.
• Review programme effectiveness, backlogs, exception trends and key risk indicators on an ongoing basis, and identify areas requiring enhancement, remediation or management intervention.
• Support regulatory examinations, audits and internal reviews by providing subject-matter expertise and senior-level challenge.

AML / KYC Advisory & Oversight

• Provide advisory support for new customer onboarding, including customer risk-based assessments, customer due diligence (CDD), and enhanced due diligence (EDD).
• Act as a key escalation point for several business units on AML / CFT and Sanctions matters, ensuring requirements are effectively embedded into day-to-day operations amidst changing regulatory and business conditions.
• Oversee day to day escalation, decision-making and resolution of complex or high-risk monitoring and screening alerts, ensuring consistency of judgement and alignment with internal policy standards and regulatory expectations.
• Collaborate with stakeholders to ensure timely escalation and resolution of AML/KYC issues.

Management Information & Regulatory Reporting

• Ensure AML MI appropriately reflects the scale, complexity and risk profile of different lines of businesses, including coverage of onboarding, ongoing monitoring, screening outcomes, escalations, incidents and remediation status.
• Provide clear, accurate and timely AML reporting to senior management, committees and relevant governance forums, highlighting emerging risks, thematic issues and areas of regulatory sensitivity.
• Support regulatory submissions, enquiries and thematic reviews by ensuring consistency, accuracy and clear articulation of AML programme design, implementation and effectiveness.

• Contribute to the design, production and ongoing enhancement of AML-related management information and metrics to support effective senior management oversight and informed decision-making

Minimum Job Requirements:

• Bachelor's degree in Accounting, Finance, Information Technology, Law or Business with a minimum of 8 years relevant experience in the financial service industry focusing on financial crime compliance.
• Professional qualification in AML (e.g. ACAMS), Audit or related disciplines is preferred.
• Strong hands-on experience in ongoing monitoring, screening programmes, AML governance and management information reporting.
• In-depth understanding of the insurance business is preferred.
• Strong stakeholder management skills with the ability to exercise sound professional judgement under heightened regulatory scrutiny.
• Good interpersonal and communication skills and self-motivated.
• Good written and spoken communication skills in English and Chinese.
• Independent and be able to work under pressure.
• Be organized, detail-oriented with good problem-solving skills.
• High level of integrity and take ownership and accountability of results.

Others:

• You are required to obtain relevant license if your job involves in regulated activities

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.